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Author Archives: surenraj
Daylight robbery – time for better Governance.
My hypothesis; “Under the guise of economic crisis, banks in SriLanka are robbing the public without any conscience.” Is the root cause due to the absence of the pillars of successful corporate governance: accountability, fairness, transparency, assurance, leadership and stakeholder … Continue reading
From S.E.P to I.M.F or a Failed State
(The SriLankan story) “S.E.P” Someone else’s problem is an issue which is dismissed by a person on the grounds that they consider someone else to be responsible for it, or that it is “out of scope” in a particular context … Continue reading
Story of the Kulbars and the SriLankan example of Governance failures
I watched a recent documentary on Iran and the ‘kulbars’ and tried to think SriLanka is better off. However it doesn’t appear to be so? Let me summarize the plight of these Iranians: In the border regions of Iran, one … Continue reading
Amnesty claimants beat the working millionaires again
“If tax is a risk for doing something right, a tax amnesty is a reward for doing something wrong” Risk-Reward equation? The Government of Sri Lanka has granted at least 10 tax amnesties, in 50 years. On average one every … Continue reading
Financial inclusion via telecom providers
There are many barriers to financial inclusion in insurance. Some are not due to the customers but due to unsuitable business models, product design or distribution mechanism of insurers. Copied (African Strategies for Health 2016) below is a success story … Continue reading
Posted in Governance
Tagged Better governance, Financial inclusion, insurtech, micro insurance, mobile insurance, SDGs
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Two sides of Disagreement in Business
To experience good governance one has to meet people who disagree with your decision and be able to come up with a win-win compromise which is beneficial to the overall health of the business. But many workplace cultures discourage disagreement, … Continue reading
Posted in Governance
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Financial Frauds during COVID-19
Investors are so happy that financial statements are being released to the market fast and furious. Many companies are showing extra ordinary results ranging from a 20% growth to over 100%. The CEOs are collecting pandemic bonuses and the directors … Continue reading
Don’t sweat- Good people do (sometimes) finish first!
“nice guys finish last” is an old idiom. Which meant, People who are decent, friendly, and agreeable tend to be unsuccessful because they are outmaneuvered or overwhelmed by others who are not so decent, friendly, or agreeable. This happened in the … Continue reading
“If the FIRE dies in the hearts of people no constitution can restore it”
A lesson for Sri Lanka? “The Spirit of Liberty.” A speech given by Judge Learned Hand in 1944 in celebration of I Am an American Day. We have gathered here to affirm a faith, a faith in a common purpose, … Continue reading
“In the End, we will remember not the words of our enemies, but the silence of our friends”
The above quote by Martin Luther King, Jr has got a new life and so much more meaning in 2020 America than probably during the famous march in Washington. The Great March on Washington, was held on Wednesday, August 28, … Continue reading